I'm using an A Way With Words die "Love, Peace, Joy, Christmas Ornament" 4pce set from Elizabeth Craft Designs, also available on Quietfire Design HERE.
And using a newest quote and background stamp from Quietfire Design, ("Merry Christmas Background") and ("Christmas Truths" 3pce set); I guess I must believe in Santa because I don't believe I ever got underwear... not even Victoria Secret type underwear...
Click on any card image to see all the details and descriptions etc. Enjoy
And it fits for these challenges:
Aurora Wings Challenge #61 metallics
Crazy For Challenges #413 Xmas or winter card
Jingle Belles Rock use gold/silver or copper
Hiding In My Craft Room #328 any holiday
Sweet Stampin Challenge your favorite Xmas colors (red & gold)